Cookie Policy
How we use cookies and your choices
Last Updated: January 2025. This Cookie Policy explains how MyEMIGuru uses cookies and similar tracking technologies when you visit www.myemiguru.com.
1. What Are Cookies?
Cookies are small text files placed on your device when you visit a website. They help websites remember your preferences, analyse usage, and deliver relevant content and advertising.
2. Types of Cookies We Use
- Essential Cookies: Required for the website to function — authentication state (Google Sign-In), form session data, and security tokens. Cannot be disabled.
- Analytics Cookies: Google Analytics — tracks pages visited, time on site, and user behaviour in aggregate (anonymised). Helps us improve our calculators and content.
- Advertising Cookies: Google AdSense — serves relevant financial product advertisements. Collects data about your browsing to personalise ads. See Google's Ad Settings to manage.
- Preference Cookies: Remember your calculator settings and UI preferences within a session.
- Local Storage: We use browser local storage (not cookies) to save your loan quotation form progress. This data stays on your device and is not transmitted to our servers.
3. Third-Party Cookies
We use the following third-party services that may place cookies on your device:
- Google Analytics (analytics.google.com) — usage analytics
- Google AdSense (doubleclick.net) — advertising
- Google Sign-In (accounts.google.com) — authentication
These providers have their own privacy and cookie policies. We share your data with these trusted partners in accordance with our Privacy Policy.
4. Your Cookie Choices
You can control cookies through your browser settings: most browsers allow you to block, delete, or manage cookies. Note that blocking essential cookies will affect website functionality. To opt out of Google Analytics tracking, use the Google Analytics Opt-out Browser Add-on. To manage Google ad personalisation, visit myaccount.google.com/data-and-privacy.
5. Do Not Track
Our website does not currently respond to browser "Do Not Track" signals, as there is no industry standard for responding to such signals.
6. Changes
We may update this Cookie Policy to reflect changes in technology or regulation. The updated date will be revised accordingly.
7. Contact
Cookie-related queries: support@myemiguru.com